Hi all!

I'm working on my applications for an applied mathematics PhD for admissions Fall 2024 in either financial mathematics and mathematical modeling. I wanted some feedback on my chances and whether or not I should work full time for a year before applying (or even apply for a masters rather than PhD).

• University: Private Tech School

• Awards/Honors: Dean's List, Small Internship Awards, Business Honor Society (Top 10% of undergraduates), Math Honor Society (Top 30% of undergraduates)

• Major: B.S Mathematics, B.S. Quantitative Finance

• Minor: Computer Science

• Math GPA: 3.98

• Overall GPA: 3.97

• Research Experience: Working on 2 research theses, completed 3 academic projects with papers for all of them, and completed some research/mathematical modeling at my summer internships. No publications.

• Recommendations: 4, one is from the VP of the company I interned at for data sciences for two summers, my research advisor for my undergraduate thesis (he is also my academic advisor), a mathematician who publishes and goes to conferences often (I TAed real analysis under him and took two courses: topology and real analysis), and the last is from a computer science professor who I TAed under for 3 years now and knows me very well personally and my research/teaching capabilities.

• Teaching Experience: Worked as a TA for several different courses (differential geometry, real analysis, optimization, computer science)

• GRE Revised General Test: N/A (not planning to take since most programs are not accepted or optional)

• GRE Subject Test in Mathematics: going to take in September

• Coursework: Calc I, Calc II, Calc III, Probability & Statistics, Linear Algebra, Abstract Algebra, Real Analysis, Complex Analysis, Numerical Analysis, Discrete Mathematics, Differential Geometry, Differential Equations, Optimization, Proofs & Refutations, Topology I, Time Series Analysis, Stochastic Processes, Stochastic Calculus, Econometrics, Algorithms, Game Theory

I have taken 5 graduate level courses (4 finance related and 1 math related). I have also two senior research theses (one relating to quantitative research and the other relating to random walks on groups).

For reference my schools so far are:

Columbia University - Applied Mathematics

Carnegie Mellon - Mathematical Sciences

Princeton - Applied and Computational Mathematics

MIT - Pure and Applied Mathematics

Stanford - Mathematics

Yale - Applied Mathematics

Duke - Mathematics

Harvard - Applied Mathematics

UChicago - Computational and Applied Mathematics

Brown University - Applied Mathematics

Johns Hopkins - Applied Mathematics and Statistics

Caltech - Applied + Computational Mathematics

Cornell - Applied Mathematics

UC Berkeley - Applied Mathematics

UPenn - Applied and Computational Mathematics

Thank you for any advice or suggestions offered.